Home depot credit card login: The company needs no introduction as it is one of the biggest retailers when it comes to home improvement products and services.
It has lots of stores spread around the US and with over 500,000 employees working online and offline for the growth of the company. As someone who is looking to buy home improvement products for your properties, no place you would rather be than with Home Depot as they offer very competitive prices that only a few retailers can beat.
Home Depot offers credit card services to consumers. The card can be used to access funds that you can use to purchase products. Each card you are qualified for comes with varying conditions which we would be sharing in this post.
Credit cards available on home depot
1. Home Depot Consumer Credit Card
If you are short of the cash needed to proceed with improving your property, the home depot consumer credit card can be used to bring it to fruition.
It comes with a 6-month deferred payment on purchases of $299 or more. This implies that if you can fully make full repayment within 6 months, you will pay no interest on the loan amount used in purchasing items from Home Depot.
If you are unable to meet the obligation, interest will start accumulating from the day you ordered the products. To avoid paying interest, pay up the entire loan amount before the period ends. This offer will only be available to creditworthy customers.
The minimum interest charge is $2 while the Annual Percentage Rate (APR) for Purchases is between 17% to 27%. Late payment may attract a charge of up to $40.
How to apply for Home Depot Consumer Credit Card
To apply for the Consumer Credit Card on Home Depot, you must be at least 18 years old and your account must be recently opened with Home Depot.
The amount you can get will be determined by your income, debt if any, and others. When you get your card, you will be provided with the information concerning the amount of your credit limit.
To apply for Home Depot Consumer Credit Card, simply visit the card application page. The retailer works with Citibank for fast delivery and efficiency.
2. Home Depot Project Loan
Are you in need of funds to finance a huge project? Home Depot gets you started with a credit line between $1,000 and $55,000?
The home depot project loan is geared towards people who need more finance compared to what a Consumer credit card offers especially if you will be buying all the things you need at Home Depot.
Once you have obtained your credit card, you can make use of it in store until you exhausted the credit limit. You will have 6 months to purchase everything for your project. The interest is reasonable as you only pay $20 every month for every $1000 you borrowed.
This could be the right fit to boost the image of your business as you gain the trust of your clients.
To apply for Home Depot Project loan, simply visit the project loan site.
3. Commercial Revolving Charge Card
Commercial cards are often given by employers to employees so they can easily make purchases on behalf of the companies or businesses.
As an employer or someone in charge of a business, if you are finding it difficult to keep track of how funds are being used especially for purchases, you can now apply for the Home Depot Commercial Revolving Charge Card which you can give to your employees.
To get this Home Depot Commercial Revolving Charge Card, you must hold a special position in the business to apply. Apply by clicking this Credit Card Link.
4. Home Depot Commercial Account
Home Depot Commercial Account is also similar to Commercial Revolving Charge Card except that you can authorize not just employees, but any user or buyer to make spendings on behalf of the business. There is also a spending limit with comprehensive info on how the card fund is used. This will be provided once you have been evaluated.
Apply for a Home Depot Commercial Account by visiting the commercial account sign-up page. Payback is within 60 days of loan approval.
How to login and manage your Home Depot credit card @ homedepot.com/mycard
1. Visit homedepot.com/mycard on your browser.
2. Enter your user ID and Password.
3. Click ‘Sign On’
Requirements To Apply For The Home Depot Credit Card
1. Applicants must be at least 18 years of age.
2. A social security number (SSN) will be required and a photo ID number.
3. A good credit report
How to register your Home Depot Credit Card
Before you have access to all the benefits that come with having an online account, you will need to verify your credit card information.
1. Visit the home depot credit card page via your desktop or mobile browser.
2. Scroll down and click ‘Register your card’
3. Provide your Card number. The number is on the face of the Card.
4. Enter the names as they appear on your Card and the security code. The security code is otherwise known as CVV and is the 3 numbers at the back of the number.
5. Enter the last 4 digits of your Primary Cardholder’s SSN
6. Tap ‘Verify’ to validate your Home Depot Credit Card.
What to do when you forgot your user ID or password
You won’t be able to manage or access your credit card on your dashboard if you provide incorrect login details. If such occurs because you no longer remember your User ID and Password, you can get them back by visiting the Home Depot credit card login page.
Once the page has opened, tap ‘Request User ID’ or ‘Reset Password’ depending on the one you forgot. If you are unable to locate the site, simply copy, “homedepot.com/mycard” and paste it into your browser.
How to cancel home depot credit card
If at any point in time, you want to cancel the order, you can do so at any time by calling the number, +18006770232. The Home Depot customer care will assist towards the cancellation of the Credit Card.