Finally, the big one is here. Quickbucks loan app is a mobile financing app for everyone who needs money to carry out a small project or meet urgent needs. This scheme is financed by Access Bank PLC.
Access bank is a commercial bank in Nigeria, managed and owned by Access Bank Group under the guidance of the apex bank, Central Bank of Nigeria. Short and long term financing are one of the banking services it offers, aside from the core ones which are deposit, withdrawal, bill payments, and account opening.
Quickbucks is one of the easiest ways you can get quick cash without having to make visitation to the office or go through some rigorous process. All you need is your mobile phone with an android operating system and ios (Ipad & Iphone), and you are good to go.
You no longer need to wait till the end of the month before paying that school fees, medicals fees, home decors, appliances, and improve business. The loan that can be accessed on the app are Device financing, salary advance, payday loan, vehicle finance, mortgage and small ticket personal loan.
In this article, expect a review of access bank’s quickbucks.
Why you should go for quickbucks
- Easy to use and convenient.
- Access to bigger loans.
- Fingerprint enabled for easier login and security.
- Attractive interest rate on loan with longer tenor.
- Loan available to both self-employed or salaried employee.
How to get started on quickbucks
- Download quickbucks loan app from play store.
- Tap SIGN UP on your phone and enter your mobile no linked with your bank verification number (BVN). You will receive an OTP immediately which will be used to validate quickbucks on your phone.
- Provide a strong password, email address, and BVN. In case you do not remember your BVN, dial *565*0# from the phone number you registered with it. A 4 digit pin is also needed to authenticate every transaction.
- After satisfying all that is required from you, you can click on SUBMIT.
What you should know about the products on Quickbucks
1. Salary advance
Get up to 100% of your monthly salary which the repayment will be spread over 3 months. The lowest you can take on salary advance is N100,000.
2. Payday loan
This is a short cover for those who are expecting their salary on the next salary day. It is loan given to meet up with urgent needs that may arise such as children school fees, foodstuff, and others that could not wait. The tenure is 31 days.
3. Small ticket personal loan
This type of loan has a longer tenure than previously mentioned. It gives you up to 200% of your salary and payable over a period of 180 days, 6 months precisely. Minimum cash that can be released is N150,000.
4. Device financing
Need a smartphone? Get help using quickbucks. The tenor is 12 months. All you have to do is a request for device financing on quickbucks, the approval message will be sent if you qualified.
You will also receive an OTP which will be requested by Konga or any of the participating merchants to complete this process. Payment will be spread over 12 months.
5. Vehicle financing
This type of loan is available to small and medium enterprise owners, salaried income persons and companies to meet the acquisition of new vehicles. Payments on vehicle financing are spread over 48 months (4 years).
Unlike most loan apps in Nigeria, this will require a bank statement, company profile, audited account, personal guarantee of the director of the company, and board resolution.
6. Mortgage
Take loan on quickbucks and use it to purchase already built properties and those ones under construction. Loan is up to 10 years tenor and available for properties in Lagos, Port Harcourt, and Abuja. To get home loan, you will need to fulfill some certain conditions.
The conditions are completed mortgage form, employee status inquiry, letter of offer from the property seller, title document of the property, valuation report, and credit checks.
Quickbucks contact details
- Phone number: 07003000000
- Email: contactcentre@accessbankplc.com
- Website: www.accessbankplc.com
Wrapping up
Quickbucks is inarguably one of the best loan apps in Nigeria, if not the best because of the unique features you can enjoy on the app.
It is not just about meeting urgent needs, you have a chance to own a home or other devices like smartphone while paying back on easy mode of payments with an attractive interest rate.
What is the interest rate for loans in quick bucks?
What’s the interest rate for loan collected through Quickbucks?
The loans that can be accessed on Quickbucks include:
PayDay Loan
Salary Advance
Small Ticket Personal Loan
Device Financing
Payday loan: The interest rate for the facility is 3% flat, which shall be subject to review from time to time in line with the prevailing money market condition.
Salary Advance: The interest rate for Salary advance is 1.9%. Other charges are: 1% Management fee, 0.20% Credit life insurance.
Small Ticket Personal Loan: The interest rate for STPL is 1.7%. Other charges are: 1% Management fee, 0.33% Credit life insurance.
Thank you.
Please the processing of the loan will take up to how many days before it can be approved or received
This depends on the type of loan. There are other loan types like device financing which could take a bit longer.
For a payday loan, it should not take more than 15 minutes after making your request. This also depends on eligibility.
If this is your first time, you might need to wait a bit longer, but not more than 12 hours before being provided an update.
I open a Quickbucks app to borrow a load but I don’t receive any money 💴
Why ?
Can you please contact me via email…kandji*”””arcu20**@gmail.com