If you are looking for how to receive money sent to you through Western Union at any of the participating locations or online, then this is a post you should go through.
We have already discussed extensively on how to send money through western union. The move was what triggered us to make up another article on how to easily get money sent to your bank account or for cash pick up only.
The fact is it is very easy to receive money no matter where your location is. Your family, friends, or even business partners can transfer money from any place, be it in the United States and you can receive it quickly in your region.
A western union tracking number, otherwise known as MTCN number is often given to the sender which can be used to track the money at any Western Union agent location or even on their website. The number is also shared with the receiver for tracking and withdrawal purposes.
Also, money can be sent in dollars or any accepted currency. If it is sent in foreign currency such as dollar, you can exchange them in the black market or BDC. You can also ask your bank for exchange, but may not be as much as what you will get from Bureau De Change Operators. A payment made directly to your bank account will be automatically converted and only paid in the home currency.
Meanwhile, let’s provide more inputs!
WHERE TO PICK UP CASH MADE THROUGH WESTERN UNION MONEY TRANSFER?
There are several Western Union Locations where you can send, receive money into your bank or for cash pick up. The locations could be inside a financial institution, supermarket, travel agencies, post offices, currency exchange point, and more.
With over 500,000 agent locations in the world, it is almost impossible not to find one close to you unless you are resident in places far from civilization.
To make it easier for you to find a location, you could make use of the Western Union Agent Location Finder.
By selecting the country you are currently in and the address/zip code/state, you should get more than enough place for your transactions. The united states of America are the default on the country field, change to your region if you are outside the states.
REQUIREMENTS TO RECEIVE MONEY ON WESTERN UNION
In order for the Western Union Money Transfer to be processed, as a receiver, you must satisfy some requirements. This is normally to ensure that the right person gets the funds.
This is one of the reasons why Western Union Agents always inform senders not to share details especially the tracking ID with another other than the receiver.
To receive money through Western Union, you must provide a government-issued ID card, tracking number (MTCN), the amount expected, sender’s name, security question and answer if any, and other basic Infos.
HOW TO RECEIVE MONEY THROUGH WESTERN UNION AT ANY AGENT LOCATIONS LIKE BANKS
Before visiting any WU agent location or office, ensure you collect every payment detail from the sender especially the tracking number. Once you have it, proceed to the unit to get your cash.
Below are the steps to receive money from Western Union:
1. Go to any Western Union Agent Location near you
Depending on the country, banks and most financial institutions are known to have Western union offices as part of their units. However, if you are finding it difficult to get one agent location, you could use an online agent finder on their website.
The tool is so easy for you. Users will only need to select their region to have access to a list of WU agents in the selected location.
2. Request and fill the Western Union Form
Once you have located the WU unit, you should talk to the agent in charge about the money sent to you through Western Union Money Transfer. A form will be given to you which you are expected to fill and return.
Among the details required from you are the Sender’s country, Sender’s name and address, test question and answer, MTCN, and your signature.
3. Present your Govt Issued ID card to the Agent
A copy of your ID Card will be needed to confirm if you are truly entitled to the payment. IDs such as Driver’s license, Voter Card, and International passport are accepted.
Ensure you sort it out with the sender before the payment is processed.
4. Receive money
Once the ID and the western union form have been confirmed to be correct. The agent will pay you the money as agreed. This could be in form of cash pick up or payment made to your bank account. This depends on the option filled out by the sender.
From meeting with the agent at the location to finalizing payment should not take more than 30 minutes. All fees are paid by the sender, therefore receiving WU money is free of charge.
HOW TO RECEIVE WESTERN UNION MONEY TRANSFER ONLINE
The only way to receive money online from western union is if the sender opted for a Bank account when the transaction was being made.
By selecting the option, you will not need to visit the bank to clear payment as the money will be received into your bank account directly.
HOW DO I FIND OUT IF A MONEY TRANSFER IS READY FOR PICK UP?
To find out if the money sent through WU is ready, you will need to visit the bank with your Tracking Number. However, the best alternative is to use the website.
On the Western Union website, click the Menu. Proceed to “Track Transfer”. You will need to select Receiver mode and then enter MTCN and sender’s name to check if it is ready.
HOW TO CHANGE THE WAY WU MONEY IS RECEIVED?
To change the way you receive money from Western Union, you will need to log into your account. If you have not yet signed up, simply register an account now.
Once you have logged in using your login details. Tap “Track transfer” and follow prompts.
Enter the tracking number and tap ‘Receive money on a card. This will change from Cash pick up to money sent to your debit card.
Provide the details of the sender and your card. Then follow prompts to switch.
CAN YOU RECEIVE MONEY VIA WESTERN UNION WITHOUT ID?
Normally, ID is often requested to confirm if you are the real beneficiary of the funds. However, to receive money from Western Union without an ID for amounts not more than $1,000 or equivalent, you will need to provide an answer to the test question and also tender the copy of the official police report of the stolen ID which should be within the last 2 months.